Investing in Gold

Monex offers some of the most popular gold bullion bars and government-minted bullion coins. Customers may purchase pure gold bullion bars, which are .999 fine or better. They are generally purchased in the most efficient investment sizes of 10, 32.15 or 100 ounce gold bars. You may select the Monex and Heraeus co-branded 10-ounce .9999 (“four-nines”) fine gold bars or 32.15-ounce .9999 fine gold “kilobars”.

All gold bars are stamped with the refiner’s hallmark, exact weight, fineness, and serial number. Monex also offers legal tender, pure gold bullion coins produced by the U.S. Mint, Royal Canadian Mint, and the Austrian Mint. Also available from Monex are 22-karat Gold American Eagles and South African Krugerrands, each containing exactly one troy ounce of pure gold.

Monex guarantees the authenticity and fineness of all of its bullion bars and coins. Each gold bullion bar is imprinted with the refiner’s name, exact weight, and fineness. Monex only sells gold bars produced by refineries approved by the COMEX.

All gold coins are produced by government mints. In fact, the Royal Canadian Mint has authorized Monex as one of its Bullion DNA Dealers, a prestigious designation allowing us to easily facilitate authentication of gold Maple Leaf coins and silver Maple Leaf coins in just seconds through the use of state-of-the-art technology.

Monex has been a trusted name in gold and other precious metals investments for more than 50 years. With total customer transactions exceeding $70 billion, Monex offers a two-way buy/sell marketplace throughout an 11-hour trading day.

Upon choosing which gold investment is right for you, contact Monex by telephone to initiate your purchase. Your Account Representative will efficiently execute your order and record your verbal confirmation acknowledging transaction details and purchase approval. A written confirmation will be sent to you with the details of your order.

On the same day of your purchase, payment must be initiated by mail or wire. Upon payment verification, you have the power to decide if your physical metal will be shipped directly to you, made available for pick-up at a secure depository facility, or delivered to a bank or depository for storage.

Monex offers extremely competitive prices on its gold products, and posts both ask and bid gold prices in real-time, both online and through our Monex Bullion Investor smartphone app available for both Apple and Android smartphones. Customers and prospective customers have access to personalized service from approachable and knowledgeable account representatives, and may inquire about their particular questions quickly and efficiently, along with discussing current trends and market information.

'- Domestic Bank Wires: Funds acceptable upon receipt.

- Foreign Bank Wires of U.S. Funds: Acceptable upon bank verification.

- Bank Cashier's checks and Personal Checks: Accepted with a 5 - 10 day hold period and bank verification.

- Cash, credit cards, convenience checks, payment in foreign currency, ACH forms of payment, checks drawn on foreign banks, or cryptocurrencies are not accepted.

Pure gold bullion bars are available in 10 ounces or more; while .9999 fine 1.5 ounce Gold Canadian Maple Leaf, also known as the MegaLeaf,^TM has no minimum requirement and may be purchased individually. One ounce coins including the Gold American Eagle, Gold American Buffalo, Gold Canadian Maple Leaf, Gold Vienna Philharmonic and the South African Krugerrand require a minimum purchase of 10 coins. Tenth, quarter and half ounce gold bullion coin products carry a 20 coin minimum purchase.

Yes. Monex offers a two-way market for gold bullion products. To sell, call a Monex account representative. Once the coins are received and verified, the sale price is agreed upon and payment is issued.

Gold is one of the premier alternative investments for financial portfolio diversification. As its change in value is most inversely correlated to the rise and fall of traditional paper asset classes, gold bullion can reduce overall portfolio volatility when coupled with stocks and bonds investments.

Furthermore, gold offers significant financial and monetary liquidity, making it strategically convenient to generate capital gains, raise cash for re-balancing, or take advantage of an opportunity in a temporarily depressed investment market sector. If the stock and bond markets are overvalued and potentially at risk for a significant correction, gold investments may provide a safe haven.

Investing in any gold product can strengthen your portfolio and protect your wealth. Whether you choose gold coins, bars, or both is specific to your unique set of circumstances and personal comfort level. In general, coins are often an investor’s first foray into the gold marketplace. Conveniently compact in size, they are typically easy to safeguard, available in an interesting array of options, and retain both liquidity and, in certain instances, numismatic potential. When choosing to invest with Monex, you are assured your coins are of the highest quality and produced in one of the world’s few premier mints.

Gold bullion bars also have distinct advantages. Like their counterparts, bars are produced in various sizes ranging from 1 ounce to 1 kilo. They are a fast and reliable source of quick diversification allowing investors to purchase and obtain possession in a short period of time; because of less manufacturing overhead, gold bullion bars are less expensive per ounce than coins; and gold bars are simplistic in design making them easy to sell.

Finally, keep in mind differing requirements of resale when deciding on a gold product for investment. Dollar for dollar your coin and bar investment may be similar, coins in your physical personal possession can be sold without delay and the added expense of an assay; while bullion bars in your personal possession require verification of weight and fineness prior to sale. In the instance your bullion bar has been purchased from Monex and securely stored in an independent third-party depository, there will be no assay fees required.

Call a Monex account representative today. They are eager to discuss our inventory of gold products and assist you in finding the best fit for your unique circumstances.

Common mistakes include purchasing from unfamiliar or unverified sellers, misunderstanding pricing and premiums, and concentrating too heavily on a single asset. Investors should understand how gold is priced, review bid-ask spreads, and consider how gold fits within their broader portfolio objectives before making a purchase.

Gold products eligible for a precious-metal IRA must meet IRS purity standards, generally .995 fine or higher for gold bars and certain government-issued bullion coins. Eligible gold coins typically include American Gold Eagles, American Gold Buffalos, Canadian Gold Maple Leafs, and other qualifying sovereign bullion coins. All IRA metals must be held by an approved custodian rather than stored personally.

To add IRA-eligible gold bullion products to an IRA, you will work directly with an IRS-approved custodian to establish and fund your IRA account. Your Account Representative will connect you with a custodian upon request.

Once your IRA is funded, Monex executes the purchase at your direction and arranges insured delivery to an approved depository in the custodian’s name, as required for IRA holdings.

The price of gold is determined by global supply and demand in international markets. It reflects transactions between buyers and sellers worldwide and responds to factors such as currency strength, interest rates, geopolitical developments, and investor demand. The quoted “spot price” represents the prevailing market price for gold at a given moment.

Monex provides live precious metals prices, historical price charts, and current product pricing directly on its website. Investors can review market trends and understand how products are priced before making a decision. Monex account representatives are also available five days a week to answer questions. When comparing dealers, it is important to evaluate transparency, published pricing, and resale opportunities alongside the initial purchase price.

Almost every investment in physical metal is unique. For this reason, calculating shipping timing for a unique gold purchase is not a universal answer. The delivery of your metal is dependent on several factors, including the quantity of metal, the time of your purchase, and other relevant details.

On average, physical metal will leave the shipping facility two to five days after confirmed, reliable good funds are received. Upon receipt of payment and confirmation of reliable good funds, Monex will direct one of its independent shipping facilities to package and assign it to either USPS or UPS for delivery. You will then receive an email or a telephone notification of your shipment’s tracking number.

During periods of extremely high shipping volume, you will be notified if any delays are anticipated. Call a Monex account representative to learn more about estimated shipping times for your unique investment.

Though there is no facility in Newport Beach for pickup, Monex can arrange to have your gold investment delivered to any of 30 pick-up vault facilities located in 20 different states. You can also pick up your gold bullion bars and gold coins at Brink's locations in Toronto, Canada, San Juan, Puerto Rico and Singapore.

Monex can arrange for the secure storage of your gold bullion or coin investments. We will deliver your gold with full title and ownership in your name to one of the independent bank/depository facilities that provide storage for Monex customers. When your metal is received by the third party depository, the custodian of the facility will send you a document acknowledging receipt and verifying you as owner of the gold being stored.

All shipments of gold products to you are insured against loss or damage in transit. If you decide to have your gold delivered to and stored by a bank/depository, the metal is fully insured in transit and also while in storage.